http://www.businessweek.com/lifestyle/content/dec2009/bw2009127_753974.htm
I didn’t say it… Business  Week Magazine did in this article by Mark Roth on December 8th, 2009.  Please take a moment to check out these compelling reasons not to miss out on what many say is the real estate buying opportunity of a lifetime. 
If you want to live in Oceanside, Carlsbad Vista, San Marcos, Encinitas […]

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(Translations?)
Once again, an opportunity to see what the statistics are.  For the full report go to http://www.nsdcar.com/homedex/current_homedex/current_homedex.pdf  Easy to read charts and graphs.  Keep in mind when reading about median price decreases the market is very bottom heavy.  Information courtesy of HomeDex provided to NSDCAR members.
HomeDex™ Key Points
October 2009 Data
1. The median price for all […]

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By now you probably heard that the Homebuyer Tax Credit was extended and expanded. Here are the particulars:

- $8000 to first time homebuyers (haven’t owned for 3 years)
- $6500 to homebuyers who aren’t first-timers
- Must buy a primary residence
- Applies to homes up to $800,000
- Must sign contract to buy home by 4/30/10
- Must […]

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Real estate markets are always changing and so are the  way homes are financed.  The FHA 203k program has been around for years but in our local market Oceanside, Vista, San Marcos, Encinitas and Carlsbad it hasn’t been used in years because the maximum loan limit was too low for local prices.  Now with a […]

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Homeowners wondering about the myriad of mortgage workout programs can access information about assistance available through various lenders and government agencies at the California Association of Realtors website.   Homeowners should have tax returns, bank statements and an income expense statement ready before calling.  Information and assistance is available for free so beware of companies or […]

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 It’s for you.
Well here it is in living color courtesy of HomeDex TM as provided by the North San Diego County Association of Realtors TM.  Charts, graphs and statistics in an easy to follow format.
http://www.nsdcar.com/homedex/current_homedex/current_homedex.pdf
In my humble opinion prices look like the Titanic aiming toward the bottom.   However, the other side of the story […]

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San Diego Foreclosure Update
Yesterday, the Federal Reserve said it would flood our economy with $1.2 trillion by purchasing government bonds and mortgage-related securities in an effort to lower borrowing costs for home mortgages.   The effect was immediate, mortgage interest rates fell today in the 4% range.  So home buyers looking for good deals in the […]

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San Diego homes sales in October have increased year-over-year basis for the fourth straight month.  Sales have also increased for the third straight month which has not happened for this time of the year since 1992.  Foreclosures continue to represent approximately 50% of the sales.  Despite the steady drum beat of bad national economic and […]

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Last year I took a tour of D R Hortons Seacliff Community during the final construction phase. Views of the Pacific Ocean across the San Luis Rey River mouth and harbor beaches were very impressive. An added bonus is the view of Oceanside Harbor. Their PR blurb is really an understatement. […]

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