Homeowners wondering about the myriad of mortgage workout programs can access information about assistance available through various lenders and government agencies at the California Association of Realtors website.   Homeowners should have tax returns, bank statements and an income expense statement ready before calling.  Information and assistance is available for free so beware of companies or individuals who charge a fee.

If you are in the San Diego North County cities of Oceanside, Carlsbad, Vista, or San Marcos ERA Ranch and Sea Realty will soon announce a series of no cost Mortgage Workout seminars to be held this spring and summer.  And as always you can call me for more information at 760-431-8724.

REALTORS® who wish to assist their clients in seeking loan modifications should ensure they are in compliance with California law.
 http://www.car.org/legal/mortgage-workout-programs/?view=Standard